Welcome to waterfront living at its finest in this beautifully remodeled home located in the prestigious Birch Banks neighborhood. Set on a meticulously landscaped and fenced 0.76-acre parcel along Fry Creek, this exceptional 2,779 sq. ft. residence offers 103 feet of private water frontage, a private dock, gated keypad entry, and quick access to the open waters of the Lake Pend Oreille. Surrounded by towering trees and park-like grounds, the property feels like a secluded retreat while remaining just minutes from access to bike paths and Downtown amenities. Designed to embrace natural light and effortless indoor-outdoor living, the home features expansive picture windows, skylights, and stunning tongue-and-groove ceilings that elevate the warmth and character of the main living spaces. The chef's kitchen is both functional and elegant, appointed with premium appliances, a large island with prep sink, custom cabinetry, modern backsplash, and an oversized butler's pantry ideal for r entertaining. The spacious primary suite is complete with a separate seating area, direct outdoor access, a walk in closet, and a beautifully appointed ensuite bath featuring a custom tiled shower, soaking tub, and dual vanity. Two additional main-floor bedrooms provide comfortable accommodations for guests or family. Outside, the grounds have been thoughtfully curated into a true waterfront oasis with lush professional landscaping, stone pathways, tranquil water features, a man-made pond with a cascading waterfall, and mature plantings that create unmatched privacy and serenity. A partially finished lower level offers an additional recreational living area, a second laundry room, and multiple spacious storage rooms, providing excellent flexibility for everyday living, guests, or hobby space. This is a rare opportunity to own a turnkey waterfront retreat combining luxury, privacy, and timeless North Idaho beauty.